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Services

Fee-only financial planning and investment management.

 

I serve a broad range of clients, but have special expertise to address the unique financial planning and investment management needs of STRS Ohio members, professionals, retirees, and those approaching retirement.

Are you a member of STRS Ohio? If so, click here to learn more about my financial planning services specifically related to STRS benefits. If not, continue on to learn more about my financial planning and investment management services.

 

FINANCIAL PLANNING

Financial planning provides a road map to meet your short and long-term financial goals.
Areas we may review include:

• Cash Flow and Debt Management
• College Savings
• Employee Benefits Optimization
• Estate Planning
• Financial Goals

• Insurance
• Investment Analysis
• Retirement Planning
• Risk Management
• Tax Planning Strategies

In my experience, financial goals are most likely to be met when a carefully designed plan is combined with clear communication and the necessary accountability, education, encouragement, and course correction strategies along the way. For this reason, I offer financial planning services on an ongoing basis.

COST: $1,000-$4,000 initial planning fee. Ongoing monthly fee of $100-$400.

 

INVESTMENT MANAGEMENT

Investment management is an important part of any long-term financial plan. Before investing, however, it’s important to identify your comfort level regarding risk, time horizon, income needs, and goals. In addition, you should be aware of any tax consequences associated with making changes to your existing portfolio.

My goal is to understand your situation and develop a diversified portfolio consisting of low cost mutual funds and exchange traded funds (ETFs). I do not believe investors can “time the market” and rely on a due diligence process to regularly monitor funds and make changes when necessary.

<< COMPLETE A FREE, RISK ASSESSMENT >>

COST: Tiered pricing starting at 1.0% of assets under management per year. Typically, investment management fees include the cost of ongoing financial planning services.

 

FINANCIAL CHECKUP

Perhaps you just have one pressing question? If so, a financial checkup may be the solution.
Common questions include, but are not limited to:

• Do my current investments align with my tolerance for risk?
• How much should I save for future college expenses?
• Which employer provided benefits should I elect?

Once we’ve met, I will provide a written recommendation for you to implement. If, within six months of completing your financial checkup, you decide you want a more thorough plan, the cost of your checkup may be applied to the initial financial planning fee.

COST: $500